Top 7 Mobile Banking Security Tips

Mobile banking has revolutionized the way we manage our bank accounts. Internet banking did make our lives easier by letting us bank from the comfort of our desktops and laptops. But, mobile banking has tremendously increased this level of convenience. What took several hours to deposit an amount of money by standing in a queue, filling forms, etc., now takes a few taps on a mobile or tablet device. All thanks to the advent of mobile banking apps. But as convenient and easy this technology is, it has its own share of disadvantages; the biggest being online banking threats. And to tackle these threats, we have for you a quick list of 7 mobile banking security tips.

Top 7 Mobile Banking security tips

Top Mobile Banking Security Tips

1. Always use official apps
The integrity or safety of a mobile app largely depends on its publisher. You might come across dozens of banking apps for your smartphone. But trust only the one that has been officially released by your bank. And the safest way to do this is by visiting your bank’s official website, and following their instructions on how to download the app.

2. Avoid using banking apps on public Wi-Fi
Unsecured public Wi-Fi networks are always a no-no for visiting sites where you must sign in with your credentials. The same goes for mobile banking apps. The information you pass over such free networks can be easily stolen or intercepted by a hacker. It is always advisable to use your cellular Internet data whenever you wish to use your app for any kind of banking activity.

3. Avoid links and attachments
Mobile banking might also mean visiting the mobile site of your bank. While doing so, never click links received in an SMS or email that claims to take you to your bank’s site. Access the site directly from your mobile browser. Also, never share any information about your bank over an email, SMS, or call.

4. Always Log Out
Remember to sign out or log out of your mobile banking or shopping app once you are done using it. Most banking apps automatically log you out after a fixed period of inactivity.

5. Never store banking information on your phone
It might be convenient for you to store your bank login ID and passwords on your mobile device, but it can spell disaster under certain circumstances. In the event of a phone loss or theft, all such data can get into the wrong hands and may inflict a damage on you which could be beyond repair.

6. Secure your Phone with a Password
If your phone gets lost or stolen, it might become your biggest liability if it is accessed by an unscrupulous person. All your information including the apps running on your phone (especially shopping apps), could be easily exploited by anyone who has no intention of returning the device to you. Hence, to avoid such dreadful situations, always keep your phone in the auto-lock mode. You may choose from options such as Pin, Password, Pattern or Face Recognition mode. Using a pin or a password is more recommended.

7. Use a reliable mobile security app
To conclude with an equally important mobile banking security tip, use a reliable mobile security app. Although the security app won’t add to the safety of your banking app, it will ensure that you do not land on fake or malicious websites designed to steal personal and banking information. Furthermore, the app will also block fake and malicious applications from getting installed on your device.

 

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Rajiv Singha

Rajiv Singha

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BALRAM
BALRAM
5 years ago

ok

GULAMNABI
GULAMNABI
5 years ago

valuable guidance. Thanks

anand
anand
5 years ago

Thanks

Shrikanth
Shrikanth
5 years ago

Interested in the blog.

RAJENDRA
RAJENDRA
5 years ago

thanks for the info.

i am of the age which thinks even internet banking is very hi-tech activity, and I can do it. 🙂

so far i have avoided mobile banking.

could you give safety tips for internet banking as well. thanks

dinesh jat
dinesh jat
5 years ago
Reply to  Rajib Singha

bhai ye apps kese insttl karte hai muje website send kardo meri id par

SHUBHAM RATHOD
SHUBHAM RATHOD
5 years ago

IMPORTANT GUIDANCE WHICH I CANT KNOW THANKU

Ruturaj
Ruturaj
5 years ago

Thanks of good tips

avi
avi
5 years ago

thanx

benet
benet
5 years ago

thanks for very valuable advices

H.K.Patra
H.K.Patra
5 years ago

Very useful information.

lokanath
lokanath
5 years ago

thank for this i use all except no-6

Dee Kumar
Dee Kumar
5 years ago

Thanks. All Of You.

VENKAT
VENKAT
5 years ago

your guidance are very helpful and we should apply that

VENKAT
VENKAT
5 years ago

Thanks

TARUN KUMAR
TARUN KUMAR
5 years ago

i love quicheal.com

DILEEP TIWARI
DILEEP TIWARI
5 years ago

MOBILE INTERNAL MEMORY NOT SHOW IN MOBILE OR COMPUTER AFTER QUICK HEAL SCAN

Ramesh
Ramesh
5 years ago

Thanks no comments

prasant
prasant
5 years ago

Very useful Tips

Praveen
Praveen
5 years ago

I love quicheal for most of thing..but one of most favourite thing is continious updates regarding various ongoing internet threats & tips to get rid from it..
Thanks quic heal and rajib for sharing usefull tips with us…

D.N.DIIP
D.N.DIIP
5 years ago

HELLO;
RAJENDRA
SIR,
IT IS THE BEST INFORMETION FOR PUBLICE GUIDE.TOPMOST CAREFULLY MOBILE/NET BANKING SECTOR.
MY HOPE IN PUBLICE SITE THEY KNOR OR CHECK ACCOUNT AFTER TRANSETION.
NEVER GIVE YOUR PIN,PASSWORD,ATM NO.
D.N.DIP
POLICE PUBLICE PRESS

Ashok K Dalvi
Ashok K Dalvi
5 years ago

Thanks, Very useful information

sagar
sagar
5 years ago

awareness creating tips

manoj bhadane
manoj bhadane
5 years ago

Thanks

sunil
sunil
5 years ago

Very useful tips indeed. Thanks

AVTAR
AVTAR
5 years ago

very HELPFULL tips THANKS

mohammef jahangeer
mohammef jahangeer
5 years ago

Thanks for ur suggestion.

mohammef jahangeer
mohammef jahangeer
5 years ago

Thanx this is amazing tips

Abhijit M
Abhijit M
5 years ago

Thanks for The great 7 tips

Sonia
Sonia
5 years ago

Very much instructive and informative which everybody must know and use in day-to-day life. Thanks a lot for increasing our horizon of knowledge.

Fateh Thakur
Fateh Thakur
5 years ago

Thanks for such important information

ganesh
ganesh
5 years ago

good

Jaideep chandra
Jaideep chandra
5 years ago

while browsing ever time a fake note appears that virus found say to download it but i refuses and erases history and private setting
is there any Internet security to block this malware websites.
Really I am sick with this…

Gaurang
Gaurang
5 years ago

Very useful information, and one should not avoid any of the suggested steps, thanks a lot dear

subhas
subhas
5 years ago

thankx with regards very useful trips good enggs.

subhas
subhas
5 years ago

thanks very useful tips good morning to everybody

kundan
kundan
5 years ago

Nice,advice…I recommend this advice to all mobile banking apps user….

karan
karan
5 years ago

If we are in public wifi and start private browsing even then there is chance of hacking?

Ashutosh Kumar
Ashutosh Kumar
5 years ago

Is there any Quick Heal anti-virus for Windows Phone?

Chandrakant Chaudhari
Chandrakant Chaudhari
5 years ago

Very usseful I alwas remember it

Thanks very much

Sanjay
Sanjay
5 years ago

Very valuable information, I really appreciate the guidance.

KAMAL KUMAR KANTHA
KAMAL KUMAR KANTHA
5 years ago

Quick heal is good. It should be
Better abd the best.So two more steps to
Go for bettermed both the way.
Thank you very much.
Kamal kr kantha

sheshu
sheshu
5 years ago

keep reminding these valuable informatoin… thanks.

Arun
Arun
5 years ago

good advise of course, thanku

mathuraMed
mathuraMed
5 years ago

after purchase of quickheal mobile security app should be provided

Ajay Sharma
Ajay Sharma
5 years ago

Thanks very so much this information take me

PATELBHUPENDRA
PATELBHUPENDRA
5 years ago

veey good

Sadhan
Sadhan
5 years ago

valuable points

CA AMIT PAL
CA AMIT PAL
5 years ago

Thanks for valuable information

Suraj Prakash
Suraj Prakash
5 years ago

Thanks for valuable advice

kamal chauhan
kamal chauhan
5 years ago

Very valuable tips thanx

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