Beware of Scam- RBI Official Payment Notification

This scam email pretends to be from the Reserve Bank of India (RBI) office and also carries a doc file as an attachment. In the doc file, well-crafted and professional looking statements are used by the scammer to trick the user.

The scammer is offering the user some unclaimed money from the Reserve Bank of India (RBI) itself.
To make this offer appear realistic, the name of the RBI Governor, D Subbarao, has also been cleverly used. After creating a socially engineered atmosphere of money gain in the mind of the user, the scammer eventually puts forth his intention of acquiring personal and bank details. The scammer then proceeds to ask for RS 14,400 for crediting the unclaimed amount to the user’s account on the same day.

The scam artist has not hesitated to use the RBI Governor’s name, in addition to seeking details like full name, age, sex, address, bank details, etc, so this is a worrying observation. Many unsuspecting users could fall prey to such cleverly engineered tricks.

Quick Heal recommends that you ignore such emails and do not even reply to them.

Ranjeet Menon

Ranjeet Menon


44 Comments

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  1. Hey There. I found your weblog the usage of msn. This is a really smartly written article. I will be sure to bookmark it and come back to read more of your helpful information. Thank you for the post. I’ll definitely comeback.

    Reply
  2. I also got this mail and kew it is a fraud,. just want to know, rather share it is alive even after the march 20th advent of it

    so pl share it in public forums jyotish forums, health, students college boards etc

    RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATION
    gbp

    Reply
  3. Avatar Shashi KanthOctober 9, 2013 at 12:10 PM

    Thanks for this information, i already reported such emails as SPAM.

    Reply
  4. Avatar prabhat kumarDecember 28, 2013 at 12:17 AM

    I also got this mail today. I knew it before coz I got number of mails before. In my opinion this has become a trend of sending such emails. and no one is taking action on such email sender’s. I request you to please take some action against these frauds catching there IP address they can be caught. Below is the mail address through I got the RBI fraud mail :

    notice13atNoticeAlert971.onmicrosoft.com

    regards
    prabhat kumar

    Reply
  5. Avatar Rafi Jerry LouisMarch 14, 2014 at 11:18 AM

    Thank you very much.
    I got this fraud mail just now and I copied the mail heading to google search and came here.

    🙂

    Reply
  6. I also got one. I’m totally confused by this spam .thank u very much for information

    Reply
  7. I also got this mail…and confused to decide this is froad aur real..but now i m now free mind..thanks

    Reply
  8. Avatar JOYDEV SAMANTASeptember 2, 2014 at 9:34 PM

    I also got this mail few days ago. and reply this fill with address & a/c age,etc.I also confused to deecide this froad or real.Now finally get my answer. thanks.

    Reply
  9. pls find the format they attached to the scam mail… Pls ignore such mails..

    ________________________________________________________________________

    THE RESERVE BANK OF INDIA ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG,
    JANPATH, NEW DELHI, H.O. 110001,
    NEW DELHI.
    GROSVENOR SQUARE
    Webs Sit. imfandrbi.webs.com
    NEW DELHI W1A 1AE
    INDIA
    Customer services,
    Payment file: RBI-DEL/id1033/11.
    Payment amount: £ 500,000. GBP

    RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATION
    Attn: Beneficiary,
    The Foreign Exchange Transfer Department Reserve Bank of India has decided to bring to your attention, that you were listed as a beneficiary in the recent schedule for payment of outstanding debts incurred by the BRITISH GOVERNMENT pending since 2007 to 2014 according to your file record with your email address, Your payment is categorized as:
    Contract type: Lottery/inheritance/ unpaid contract funds/ Undelivered Lottery fund/
    Recently on the 1st of January, 2014. The Reserve Bank of India (RBI) Governor, Dr Raghuram Rajan and Ban Ki-moon Secretary-General of the United Nations met with the Senate Tax Committee on Finance RBI Mumbai/Delhi branch. Regarding unclaimed funds which have been due for a long run, at end of the meeting (RBI) Governor, Dr Raghuram Rajan mandate all unclaimed funds to be released back to the beneficiary stating that it is an unfair practice to withhold funds for government basket for one reason or the other for tax accumulations. Therefore, we are writing this email to inform you that £500,000GBP will be release to you in your name, as it was committed for (RBI) Governor that Beneficiary will have to pay crediting fees only. So you are therefore required to pay 22,500 INR ONLY in cash deposit. To credit your account immediately making a decline for 2 working days after date of receiving this mail. Also reconfirm your details- for crediting.
    Please you are advised to fill the form below and send it immediately to our transfer department for verification through email below for prompt collection of your fund. Manager Name MRS ANITA 1 in charges of foreign
    exchange E-mail: rbiclaimsfunds@hotmail.com
    Fill The Form Below:
    1. Full Names:
    2. Residential Address:
    3. Mobile Number:
    5. Occupation:
    7. Sex:
    8. Age:
    9. Send Us One Passport And One Photos
    10. Reply to this email: rbiclaimsfunds@hotmail.com
    11. Marital Status:
    12. E-mail id:
    13. Bank Name:
    14. Account Number:
    15. Account Holders Name:
    16. Bank Branch.
    For More Details Contact:
    Mrs. Anita Sharma T.D /New Delhi
    Email: rbiclaimsfunds@hotmail.com
    Webs Sit. imfandrbi.webs.com
    Mr. MR MIKE JOHN is the assign British Agent (foreigner) to monitor your transfer upon the crediting of you account.
    Every document including certificate of fund, brochure of company will be courier to your home address immediately after your transfer.
    This Bank management will proceed further after your swift response to this mail for security proposes for the best of your interest without delay; your urgent response
    is highly anticipated.

    RESERVE BANK OF INDIA (CENTRAL BANK).
    CONTACT TRANSFER DEPARTMENT
    Claim Your (£500, 000.00GBP)

    DR RAGHURAM RAJAN.
    RESERVE BANK OF INDIA
    GOVERNOR.
    Accept my hearty congratulations once again!
    Yours faithfully,
    Dr Raghuram Rajan

    Reply
    • Rahul Thadani Rahul ThadaniSeptember 20, 2014 at 10:01 AM

      Hi Sachin,

      Thank you for sharing your experience and the email you received. Such information allows others to be aware about and safe against such misleading phishing emails.

      Regards.

      Reply
  10. I also got such an email. Thanks for sharing the information and clearing the confusion. Anybody pls advise how to report such cheating to proper authorities.

    Reply
  11. Avatar mohit mangalOctober 17, 2014 at 5:06 PM

    I also got this mail today and confused to decide this is froad aur real..but now i m not confused. they are fraud and want to cheat me and others

    Reply
  12. Customer services, http://www.rbi.org
    THE RESERVE BANK OF INDIA
    ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG, JANPATH, H.O. 110001-NEW DELHI.

    Our ref: Cub/Hog/Oxd1/2013.
    Payment file: RBI/id1033/2013/2014

    RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATION
    Dear Beneficiary:

    The Foreign Exchange Transfer Department (RBI) hereby bring to your attention the payment of your deposited fund here in the RBI. You were listed as a beneficiary in the recent schedule for payment of the past edition email award incurred by the BRITISH GOVERNMENT, which is yet unclaimed due to some circumstance according to your file record.

    Your payment is categorized as: Contract type: Lottery/inheritance/ Undelivered Lottery fund/
    Recently on the 1sth Of January 2014 The Reserve Bank of India (RBI) Governor, Dr Raghuram G.Rajan and Ban Kin-moon Secretary-General of the United Nations met with the Senate Tax Committee on Finance RBI Mumbai/Delhi branch regarding unclaimed funds which have been due for a long run. At the end of the meeting (RBI) Governor, Dr Raghuram G.Rajan mandated all unclaimed funds to be released back to the beneficiaries stating that it is an unfair practice to withhold funds in government coffers for one reason or the other. e.g., tax accumulations.

    Therefore, we are writing this email to inform you that (£500,000.00GBP.) will be released to you in your name, as it was
    Committed by (RBI) Governor that the Beneficiary is required to claim this funds immediately (2 working days) on receiving this mail. Also reconfirm your details for crediting. Fill the form below and send it immediately to our
    Email: (wwwreserve.rbi1@hotmail.com)Verification for prompt collection of your fund.

    Fill The From Below:
    1. Full Names:
    2. Residential Address:
    3. Mobile Number:
    4. Occupation:
    5. Sex:
    6. Age:
    7. State:
    8. Email:
    9. Send Us One Passport id And One Photos:
    10. Marital Status:
    11. Bank Name :
    12. Account Number:
    13. Holders Name:
    14. Bank Branch:
    For More Details Contact:
    Mr. Rajesh K. Sharma
    Mrs. Anila Kumari
    A.T.D /New Delhi
    Email: (wwwreserve.rbi1@hotmail.com)

    Mr. Smith Adam is the assigned British Agent (foreigner) to monitor the transfer upon crediting of your account.
    Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer. This Bank management will proceed after your swift response to this mail for security proposes in your best interest without delay. Your urgent response is highly anticipated.

    The management Mrs. Anila S.Kumari Mr Smith Adam
    DR RAGHURAM G.RAJAN Transfer Manager British Agent (foreigner)
    R.B.I GOVERNOR

    The information contained in this e-mail and any attachments there to (“e-mail”) is sent by the Reserve Bank of India (RBI) and is intended to be confidential and for the use of only the individual or entity named above. The information may be protected by federal and state privacy and disclosures act or other legal rules. If the reader of this message is not the intended recipient, you are notified that retention, dissemination, distributi

    i got this msg what can i do

    Reply
  13. Avatar Lakshman Chandra MajiJanuary 8, 2015 at 5:16 PM

    Dear Sir,
    Thanks for sharing this information. I had also received some payment notification as stated below :
    Payment file: RBI/id1033/2013/2014 (£500,000.00/-GBP / RS.4 Crore 99 Lakhs/-INR),Payment file: RBI-IN/ID1033/14.Payment amount: £500,000.00GBP,Payment file: RBI-DEL/id1033/14.Payment amount: 5CROER 7LAKHS IN INDIA RUPEES=$1,000,000.00USD. of RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATION.
    It’s my appreciation for the good job done by you to enhance awareness to some one like me also.

    With Regards,
    Lakshman Chandra Maji

    Reply
  14. Avatar Preetha SheruJanuary 12, 2015 at 8:47 PM

    Thanks for sharing this information. I had also received some payment notification

    Reply
  15. Customer services, https://www.rbi.org
    THE RESERVE BANK OF INDIA
    ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG, JANPATH, H.O. 110001-NEW DELHI.
    Our ref: Cub/Hog/Oxd1/2013.
    Payment file: RBI/id1033/2013/2014
    RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATION
    Dear Beneficiary:
    The Foreign Exchange Transfer Department (RBI) hereby bring to your attention the payment of your deposited fund here in the RBI. You were listed as a beneficiary in the recent schedule for payment of the past edition email award incurred by the BRITISH GOVERNMENT, which is yet unclaimed due to some circumstance according to your file record.
    Your payment is categorized as: Contract type: Lottery/inheritance/ Undelivered Lottery fund/
    Recently on the 1sth Of January 2014 The Reserve Bank of India (RBI) Governor, Dr Raghuram G.Rajan and Ban Kin-moon Secretary-General of the United Nations met with the Senate Tax Committee on Finance RBI Mumbai/Delhi branch regarding unclaimed funds which have been due for a long run. At the end of the meeting (RBI) Governor, Dr Raghuram G.Rajan mandated all unclaimed funds to be released back to the beneficiaries stating that it is an unfair practice to withhold funds in government coffers for one reason or the other. e.g., tax accumulations.
    Therefore, we are writing this email to inform you that (£500,000.00GBP.) will be released to you in your name, as it was
    Committed by (RBI) Governor that the Beneficiary is required to claim this funds immediately (2 working days) on receiving this mail. Also reconfirm your details for crediting. Fill the form below and send it immediately to our
    Email: (wwwreserve.rbi1@hotmail.com)Verification for prompt collection of your fund.
    Fill The From Below:
    1. Full Names:
    2. Residential Address:
    3. Mobile Number:
    4. Occupation:
    5. Sex:
    6. Age:
    7. State:
    8. Email:
    9. Send Us One Passport id And One Photos:
    10. Marital Status:
    11. Bank Name :
    12. Account Number:
    13. Holders Name:
    14. Bank Branch:
    For More Details Contact:
    Mr. Rajesh K. Sharma
    Mrs. Anila Kumari
    A.T.D /New Delhi
    Email: (wwwreserve.rbi1@hotmail.com)
    Mr. Smith Adam is the assigned British Agent (foreigner) to monitor the transfer upon crediting of your account.
    Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer. This Bank management will proceed after your swift response to this mail for security proposes in your best interest without delay. Your urgent response is highly anticipated.
    The management Mrs. Anila S.Kumari Mr Smith Adam
    DR RAGHURAM G.RAJAN Transfer Manager British Agent (foreigner)
    R.B.I GOVERNOR
    The information contained in this e-mail and any attachments there to (“e-mail”) is sent by the Reserve Bank of India (RBI) and is intended to be confidential and for the use of only the individual or entity named above. The information may be protected by federal and state privacy and disclosures act or other legal rules. If the reader of this message is not the intended recipient, you are notified that retention, dissemination, distributi
    i got this msg what can i do
    i have given id-card and my personal details.plz give me advice plz

    Reply
    • Rahul Thadani Rahul ThadaniFebruary 23, 2015 at 11:05 AM

      Hi Irfan,

      This is clearly a fake and phishing email as there is no reason why the British Government would transfer half a million pounds into an Indian national’s account. Please do not entertain such emails and do not respond to them. Most importantly, do not send them any personal information of yours as they WILL misuse it against you. Delete such emails immediately.

      Best regards.

      Reply
  16. Avatar Soumi BanikMarch 7, 2015 at 11:41 AM

    I also got this mail three times in last eight months. In my opinion this has become a trend of sending such fraud emails. and no one is taking action on such email sender’s. I request RBI authority to please take an immediate action against these frauds catching there IP address by which they can be caught. Below is the mail address through I got the RBI fraud mail :
    Reservebnk |

    6, SansadMarg,
    New Delhi – 110 001, India.
    RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATION
    Payment File: RBI-DEL/Id1033/11.
    Payment Amount: (£500,000.00 GBP) equivalent to (43,421,815.86 INR)

    Attention Beneficiary,
    The Reserve Bank of India has decided to bring to your attention, that you were listed as a beneficiary in the recent schedule for payment of outstanding debts incurred by the BRITISH GOVERNMENT pending since 2009 to 2015 According to your file record with your email address your payment is categorized as: (Contract type: Lottery /inheritance/ unpaid funds/Undelivered Lottery fund)

    Recently on 31stJanuary 2015 The Reserve Bank of India (RBI) Governor, MrThiru.RaghuramRajan and Ban Ki-moon Secretary-General of the United Nations meet with the Senate Tax Committee on Finance RBI Mumbai/Delhi branch, regarding unclaimed funds which have been due for a long run, at the end of the meeting, the Reserve Bank of India (RBI) Governor, MrThiru.RaghuramRajan mandate all unclaimed funds to be release back to the beneficiary stating that it is an unfair practice to withhold funds in government account for one reason or the other for tax accumulations.

    Therefore, we are writing this email to inform you that (£500,000.00 GBP) equivalent to (43,421,815.86 INR) only will be release to you in your name as concluded by the board. It was also committed by (RBI) Governor that Beneficiary will have to pay the crediting fees only. So you are therefore required to pay Rs.15,500(Fifteen thousand Five Hundred India Rupees Only) in cash deposit for approval and crediting fees. Also confirm your details below for crediting. Please you are advised to fill the form below and send it immediately to our foreign exchange transfer department for verification.
    Contact Foreign Exchange Transfer Department with the below details
    Mr. John Anderson: – Head Assigned Foreign Exchange Transfer department Emailrbiforeigntransfer@mit.tc
    Requirements are:
    1. Name:
    2. Address:
    3. Age:
    4. Sex:
    5. Occupation:
    6. Tel/Cell Phone Number:
    7. State
    8. Country of Residence:
    9. Nationality:
    10. Bank Name:
    11. Account Number:”
    12. Account Holders Name:
    13. Bank Address:

    The RBI order that the Transfer Approval and crediting fee is to be paid to the Foreign Monitoring Department before your funds can be transfer successfully and as stated in sec 3 of page 101 (RBI) law initiative that the minimum crediting fees you will have to deposit for the total sum of your amount is Rs.15,500 /.This amount for crediting fee is REFUNDABLE and will be credited & added to your account in addition to your [43,421,815.86 INR].This unit is the authority in charge to endorse your fund transfer Certificate & Fund Release Order Authorizing to enable us Transfer immediately the sum of £500,000.00 British Pounds Sterling which is equivalent to [43,421,815.86 Indian Rupees] to your bank account?
    in our next e-mail an account information and a telephone number will be send to you and directions on how you can make the required processing approval/crediting fee payment of Rs.15,500 (Fifteen thousand Five Hundred India Rupees Only). You need to make this payment before your full amount will be transferred to your bank account.
    Please Note that by confirming the above listed information means you’re accepting to pay the required processing/crediting charges.
    Regards
    MrThiru.RaghuramRajan.

    Reserve Bank of India (RBI)

    Reply
  17. Avatar gopal singhApril 13, 2015 at 11:25 AM

    sir my gmail id risived email rbi for payment appruval our ref.cub/hog/oxd1/2013 and payment file rbi/id1033/2014/2015
    piz tell me this email falls ya truu

    Reply
  18. I got the scam email and i think its true or not.Then visit the rbi official site to know about this email.THANKS for the conformation that the email is not true.Must take action against them.

    Reply
  19. I get similar mails ..no worries its fake and just report it to the cyber crime police. Jobs done.

    Reply
  20. bhai its a scam pls beware

    Reply
  21. I got the so many mails in last 3 days I think 20-25 Mails receive Me what is he’ll on This is clearly a fake and phishing email as there is no reason why the British Government would transfer half a million pounds into an Indian national’s account. Please do not entertain such emails and do not respond to them. Most importantly, do not send them any personal information of yours as they WILL misuse it against you. Delete such emails immediately.
    Best regards.

    Reply
  22. Sir i ask you what’s suggested me.you tell me May I report it to the Cyber Crime by this mails.

    Reply
  23. I don’t understand why RBI doesn’t take action against such scam although some of their official names are been written in these mail.Their complaint will take fast and serious action against these thugs, rather than ours.
    Its an appeal to our law department to take necessary action against such crimes ASAP.

    Reply
    • hello friends but i have done mistake i have provided all informention
      to them .when i sent mail then i think i will check on googal
      now i check then i got its fake mail.
      sooo plz suggest now what to do.

      Reply
      • Rahul Thadani Rahul ThadaniDecember 14, 2015 at 10:29 AM

        Hi Jagrati,

        We recommend that you change all your email account and netbanking account passwords. Also keep a track on your bank statements and immediately report any suspicious activity and block the card in that case.

        Regards.

        Reply
  24. Even I got same mail today i’m totally confused

    Reply
  25. Thanx for providing the information.today i got the same mail.

    Reply
    • I get similar mails ..no worries its fake and just report it to the cyber crime police. Jobs done.

      Reply
  26. Avatar smartjani42@gmail.comJune 6, 2016 at 10:04 PM

    RESERVE BANK OF INDIA OFFICIAL PAYMENT NOTIFICATIONCongratulations, We Have Received The Sum Of five Hundred Thousand Great British Pounds (500,000.00GBP) From The

    World Bank Of Switzerland, For Transfer To Your Local Bank Account As Compensation Email Award For Internet And Cyber

    Crime And Mainly For The Reduction Of Poverty Here In Asia Regions. Your Email ID Was Luckily Chosen Among The Four

    (4) Beneficiaries Who Have Been Approved Of This Payment. Please You Are To Fill And Submit The Below Details To Us With

    Your Passport Size Photo I.D Card In Order For Payment To Commence Immediately Into Your Bank Account.

    this was the message i got is this true

    Reply
    • Avatar Harimohan Singh YadavAugust 8, 2016 at 11:53 PM

      SAMSUNG ELECTRONICS COMPANY AWARD 2015\ 2016

      The Samsung Electronics is pleased to inform you of the results derived from the E-mail Address Ballot Lottery International Program (EABLIP) held to consolidate our numerous customers worldwide. Your E-mail Address has won a cash prize of £500,000.00 (Five
      Hundred Thousand Pounds) And a (SAMSUNG LAPTOP, SAMSUNG GALAXY SMARTPHONE X4, SAMSUNG T-SHIRT) from Samsung Electronics with the following details:Ref No: SAM.6.16.003 2015/ 2016
      Serial No: UK/GBP07/SAMSUNG
      Batch No. DNO/MA07/EUR
      Note: All participants were selected through a computer ballot system drawn from 50,000 names of email users around the world, as part of our international promotion program. Due to mixed up of some names and addresses, we ask that you keep this award personal, till your claims have been processed and your funds remitted to you. This is part of our security measures to avoid double claiming or unwarranted participants or impersonators, taking advantage of the situation. Kindly send the following information to your claim
      Agent to facilitate the release of your fund: ON EMAIL : samsungdraw32@hotmail.com
      1. Name………
      2. Full Home Address….
      3. Mobile Number ……
      4. Sex…………
      5. Age…………
      6. Occupation………
      7. Annual income…..
      8. Current City………
      9. Nationality………..
      BANKING DETAILs
      1o. Bank Name………
      11. Account Name……
      12. Account Number………
      13. Winning E-mail Address………
      14. A SCAN COPY OF YOUR 4X4 PHOTO……
      15. Make sure you send your details to this Email: (samsungdraw32@hotmail.com) for the release of your fund::REPLY ONLY TO THIS EMAIL: (samsungdraw32@hotmail.com)
      Samsung Mobile, 1000 Hills wood Drive,
      Ref: SAM.6.16.003 2016
      DR, FRANK OWEN
      Tel: +448719742557
      Chertsey, Surrey, KT16 0PS
      ©”COPYRIGHT 2015\ 2016 SAMSUNG * COMPANY AWARD ALL RIGHT RESERVED
      * * D I S C L A I M E R * *
      NOTE: This message is confidential and intended for the Email address owner(s) only. If you are not the intended recipient, please contact the sender by E-Mail return and then delete this message from your system. You should not copy or use it or disclose its contents to any other person. If any part of this message is illegible or if they
      Suspect that the message may have been intercepted or amended, please contact the sender. We cannot accept any responsibility for the accuracy or completeness of investigation.
      **Please if you know u are not interested in this please don’t bolder sending us your details**

      Reply
  27. Avatar syed akbar rezaAugust 7, 2016 at 8:11 PM

    I have also recieve the fake email from RBI please takesome strict action against them its a request from my side to indian governor…..

    Reply
  28. 15.09.2016 this mail received my mail.real or fraud.i have sent 15000 rs loss this message for frad mail.puplic in aewareness.pls don’t loss of money.this mail frad mail……..

    Reply
  29. i am realy thankful to you.because i got 2 mails like this yesterday only.you shared a good information.thanks alot ….

    Reply
  30. Avatar satishdv@rediffmail.comNovember 6, 2016 at 11:55 AM

    28/4,4TH CROSS, FIRST BLOCK,JAYANAGAR,
    BANGALORE-560011

    recd an authentic looking mail from RBI asking for all my details so that they can transfer 4 crore ruppees .
    Looks so genuine and lucrative . Not able to contact real RBI to verify.
    Can real RBI catch these guys

    Reply
    • Avatar Abhinav RoyMarch 4, 2017 at 9:51 PM

      I also recd. an email like this from RBI they were asking for my details so that they can transfer 1 crore 60 lakhs…but i have replied that mail copying all above fraud emails and enquires…let us see..what comes from their side…

      Reply
  31. Avatar Govindappa.NApril 1, 2018 at 8:52 PM

    Sir.I got a meesage saying that. The samsung mobile promotion company is depositted 1.7 crore to tranfer to my account. in your foriegn exchange department. and hense to tranfer c.o.t. cost is 18500. Please tell me sir. it is true or fake ?.I recived that message on. 06 -03-2018.

    Reply